Cash App Sending Limits: How Much Money Can You Send?

Posted 2023-10-09 11:21:48

Cash App is a popular payment service that allows users to send and receive money through its mobile app. It’s available on both iOS and Android devices, which makes it easy to do money transfers on the go. But are the Cash App sending limits restrictive or flexible?

It depends. The default limits for sending and receiving money through Cash App should be high enough for the average user. But if you want higher limits, you have to go through a verification process. Let’s see how it works.

What is Cash App?

Cash App is a popular app that's available for Apple and Android devices. You can use the app to send and receive funds to and from friends and family, but it does more than that. It can accept direct deposits, and you can use Cash App to invest in stocks and buy bitcoin.

You can send money through Cash App using your bank account, whether it's a savings account or a checking account, as well as your credit card or debit card. It doesn’t support PayPal, however.

Is there a Cash App withdrawal limit?

Cash App has a free debit card on the Visa network, called the Cash Card, that’s tied to your Cash App balance. It can be used to make purchases at stores and withdrawals at ATMs. A withdrawal from an ATM using your Cash App card is not the same as cashing out your Cash App balance.

A cash out transfers money from your Cash App balance to a linked bank account, whereas an ATM withdrawal with the Cash Card lets you access physical cash from your Cash App balance.

Here are a couple limits to keep in mind:

Cash Card withdrawals from an ATM: There is an ATM withdrawal limit of $310 per transaction and $1,000 per 24-hour period. You’re also limited to $1,000 in withdrawals per seven-day period. Keep in mind that Cash APP charges $2.50 per withdrawal. Some ATM operators may also charge their own ATM fees.
Cash Card spending limits: You can spend up to $7,000 per day, $10,000 per seven-day period, and $25,000 per 30-day period with your Cash Card.

FAQs

How much can you send on Cash App each week?

The default account cash app limit for sending money is $1,000 within a 30-day period. If you successfully go through Cash App’s verification process, you should be able to send higher amounts of money.

Can you send $5,000 through Cash App?

You typically won’t be able to send more than $1,000 in a 30-day period through Cash App unless you verify your identity through the app.

Does Cash App have a daily sending limit?

Cash App doesn’t have a daily limit for sending money. Rather, Cash App’s default sending limit is $1,000 per 30-day period. If you verify your identity through the app, your sending limit should increase to a higher limit.

Can I get cash back with Cash App?

You can get cash back during your checkout transactions at some stores with the Cash App Visa debit card. Simply use your Cash Card, enter your pin, and select the cashback option.

Keep in mind that this type of cash back is taken out of your balance and is similar to making a withdrawal from an ATM and counts toward your daily and weekly ATM withdrawal limits. Cash back from Cash App isn't a reward on your purchase, unlike a cashback credit card.

How do I contact Cash App customer service?

You can contact the Cash App support team by calling 1-800-969-1940. Support is available Monday to Friday between 9:00 a.m. to 7:00 p.m. ET. You can also access customer service through the app by following these steps:

Go to the home screen and tap your profile icon in Cash App.
Select support.
Choose to start a chat and describe the issue.

Bottom line

Cash App is a legitimate app (not a scam) that allows you to send and receive money quickly. It has low sending and receiving limits when you first sign up, which might not be helpful if you want to transfer large amounts of money.

But if you’re able to successfully verify your identity, these

are increased significantly. For some Cash App users, this payment app might not provide much value until the verification process is complete and they’re able to send larger amounts of money.

For more information about Cash App and how it works, read our Cash App review. You can also explore alternative options in our Zelle review and Cash App versus Venmo comparison.