Wondering when your Cash App direct deposit will hit? Find out the exact time and date with this helpful guide. Direct deposit is now the preferred way to get paid in this digital landscape. In fact, over 93% of U.S. workers receive their pay via direct deposit, according to the 2022 "Getting Paid in America" survey from the American Payroll Association. Perhaps, people choose to receive payments from their e mployers through direct deposit because of the convenience and security it offers when getting paid.

 

If you're more into what this digital era has to offer, you must have certainly come across payment services such as Cash App, which offer a more convenient, safe, and quick way to receive direct deposit payments.

Over the years, Cash App has gone beyond offering just money transfer services, as it now offers an easy way for employees to receive direct deposits from their employers—faster than most banks. But how quick?

In this guide, we'll see what time does Cash App direct deposit hits on the most popular days you should expect to receive a payment from your employer.

 

What Time Does Cash App Direct Deposit Hit?

Direct deposits through Cash App are made available as soon as they are received on the app, and can arrive two days earlier than most banks, according to Cash App Support. If you're receiving direct deposits through Cash App for the first time, it might take even longer than expected to reflect in your account, but the range is usually between 1-5 business days.

What Time Of The Day Does Cash App Direct Deposit Take To Hit?

The exact time it takes for direct deposits to hit Cash App can't be easily determined since the process is dependent on some factors that highly influence the process. However, some sources report Cash App direct deposits typically hit accounts between 12:00 AM and 9:00 AM Eastern Standard Time (EST) in each recipient's timezone.

 

If the direct deposit is made before 5:00 PM EST on a business day, the funds will be available in your Cash App account by the next business day. If the deposit is made after 5:00 PM EST, or on a weekend or holiday, the funds will be available in your Cash App account within two business days.

What Time Does Cash App Direct Deposit Hit On Monday?

Cash App direct deposits can take between 1-3 business days and up to 5 business days to hit accounts on Mondays. While some factors can influence the exact time to expect the direct deposit, it usually hits accounts between 12:00 AM and 9:00 AM Eastern Standard Time of the day once it has been initiated.

What Time Does Cash App Direct Deposit Hit On Tuesday?

Cash App direct deposits hit accounts between 12:00 AM and 9:00 AM EST on Tuesdays once it has been initiated. However, it can take 1-3 business days for the direct deposit to hit your account depending on a couple of factors that influence the timing.

What Time Does Cash App Direct Deposit Hit On Wednesday?

Cash App direct deposits usually hit accounts between 12:00 AM and 9:00 AM EST on Wednesdays once it has been initiated by the employer. Nonetheless, depending on some factors, it can take between 1 to 5 business days to hit your account. Direct deposit times can take longer on Wednesdays since it is the day most employers choose to send payments, resulting in longer processing times.

What Time Does Cash App Direct Deposit Hit On Thursday?

Direct deposits through Cash App usually hit accounts between 12:00 AM and 9:00 AM EST on Thursdays once initiated by the employer. You should expect the direct deposit to hit your account between 1-3 business days or up to 5 business days if it's the first time you're receiving a direct deposit on Cash App.

What Time Does Cash App Direct Deposit Hit On Friday?

Direct deposits on Cash App usually hit accounts between 1-3 business days or up to 5 business days if it's the first time you're receiving a direct deposit on Cash App. You should expect to receive your direct deposit between 12:00 AM and 9:00 AM EST on Fridays once it has been initiated by the employer. Again, it is worth mentioning that this timing depends on some factors that might delay or accelerate the timing.

What Time Does Cash App Direct Deposit Hit On Saturday?

Usually, you shouldn't expect to receive a direct deposit on a Saturday since this one is a holiday or weekend. If your employer sent a direct deposit and the timing has given you Saturday as the expected day, you should rather expect to receive your direct deposit on Monday, which is the next business day (after Friday) between 12:00 AM and 9:00 AM EST.

Why is Cash App Direct Deposit Delaying To Hit?

Cash App direct deposits usually hit accounts two days earlier than most banks and should be available once it has been received on the app.

However, if your direct deposit is taking longer to hit your Cash App account, there could be some possible reasons why it takes so long, including:

  1. Processing time.
  2. Whether it's your first time using direct deposit on Cash App.
  3. Incorrect payer information submitted.
  4. Technical issues.
  5. Holidays and weekends.
  6. Account limitations.

Always make sure you've provided your employer with your correct Cash App direct deposit details to avoid erroneous transfers. If you meet all the requirements to receive direct deposits, but it is taking longer than expected to hit, I recommend contacting Cash App support for assistance. Monday through Friday, 9:00am to 7:00pm EST.

What is a Direct Deposit?

Direct deposit is a type of electronic fund transfer (EFT) where money is sent from an employer to an employee in the form of an electronic payment. It is the digital form of issuing paper checks as payments.

Direct deposits are usually deposited to respective banks' accounts within a timeframe, which varies for each bank. This timeframe depends on factors such as bank processing time, technical issues, and holidays.

How Does Direct Deposit Work On Cash App?

Direct deposit is one of the numerous services offered by Cash App.

Many people choose to receive their direct deposits through Cash App since receiving payments through Cash App is quick and more convenient than most banks. Additionally, Cash App offers flexible budget management tools, that will allow you to manage your direct deposit in the right way, such as easily sending payments for goods and services and paying bills among others.

 

How To Set Up Direct Deposit On Cash App

Setting up direct deposit on Cash App is very easy and straightforward. However, you'll need to order a Cash App card and activate it to qualify for direct deposit on Cash App. Cash App offers two ways to set up direct deposits, which include; using your payroll login (automatically) or using your Cash App routing and account numbers.

 

To set up direct deposit on Cash App through your payroll:-

  1. Open the Cash App on your phone.
  2. Tap the Money tab on your Cash App home screen.
  3. Select "Direct Deposit."
  4. Under Automatic Setup, tap "Get Started."
  5. Search for your employer and follow the prompts.

To set up direct deposit on Cash App through your routing and account numbers:

  1. Tap the Money tab on your Cash App home screen.
  2. Select "Direct Deposit."
  3. Tap the routing and account number below your balance.
  4. Use the options to copy your account and routing numbers.
  5. Provide the account and routing number when prompted for a bank account during direct deposit setup.

After successfully setting up direct deposits on Cash App, you should be able to receive up to $25,000 per direct deposit, and up to $50,000 in 24 hours.