Getting free money from credit cards that never has to be paid back seems to be beyond most people's ability to comprehend. Most use a card and then keep paying and paying for many years to come as the interest keeps adding up. Some people that have lost jobs and can't pay somehow accidentally discover how to do it when they're looking for alternatives.

When card companies send you a new card they give you an account limit which is the amount of free money you're entitled to. So why do they really do it that way? If they set your limit at $10,000 it gives them an additional $90,000 of assets on the banks books. You are doing them a favor and not the other way around. "Modern Money Mechanics" can be downloaded from any search engine. It is a training manual for the Federal Reserve Bank of Chicago explaining to young bankers how the system works.

You need only to carefully plan what you're going to use this free high quality fake money money for. If you had four of these $10,000 limit accounts you could pick the car of your dreams, purchase land or even a home while real estate prices are at rock bottom while those that don't know the secret are applying for a vehicle or real estate loan.

Is it fraudulent to do something like that? Absolutely not! When you get down to it, the only fraud that's taking place is by the banks, Wall Street insiders and card companies. They are the swindlers, you are the victim. As a matter of fact the banking scheme is the reason we are in a depression that is misleadingly called a recession.

To totally understand the free money concept use the search term "the gig is up - money the Federal Reserve and you" which shows you how the banker's game works and exactly why we are in this devastating financial state of affairs brought about totally by greed.

Fake money is pulled out of thin and is paid in full by your signature so it belongs to you and it's totally free so you don't need to pay again like everybody believes. The scare tactic banks use to keep the population under control is called the debt collections industry and their scheme is also a total fake.

When someone discovers the bankers' tactics federal law kicks in and the bank must remove the account plus the other 90% of fictitious money after six months of nonpayment. Banks hate it when you find out so the only thing they can do to punish you is to sell your account information to a collector and he will attempt to drive you nuts over the phone demanding you give him your money for no reason whatsoever.

Fortunately the federal government has laws against that too and you can find it using the search term "FTC debt video" which describes the necessary legal actions to make collectors find a real job instead of using their telemarketing scare tactics to take your money.

Look back at that government video again to see the only thing these people can get away with telling you is what a really nice person you are. Anything less will lead to more money for you. Search terms such as "man wins $1.5 million from collector" or "woman sues collector wins $8.1 million" show just how easy it is.

Well free money crusader, bet you don't even know credit reporting high quality fake money agencies operate totally illegally under federal law and must remove any item you tell them to remove or show proof which they don't have.

They operate just like the fake money system except they're much smarter than bankers. There's a $1000 fine for each violation but being smarter than bankers, they always remove the disputed item so there's no free stuff here but you'll have a great credit report. Section 609 of the Fair Credit Reporting Act explains how that works.

Turning the tables on these swindlers is your patriotic duty. When you take all the free credit card money that you never need to pay back, you are doing the country a favor by lowering the national debt by that small amount. It's good for you, our country and it's good for the greedy banking system because somebody has to keep them honest!