A large part of the newlyweds have already left the honeymoon focused on the idea of buying a property, right? Be aware that, in many cases, starting a life with two with big financial responsibilities may not be a good idea, especially if this decision is made without proper planning.
But after all, when is the right time to buy a property? Continue reading and answer all your questions on this subject!
Why buy a property after getting married
In the past, buying a property right after the wedding was a big deal: the country was still going through a process of migration from rural to urban areas, and the need to populate cities was great. Whoever bought a property at that time saw its extreme appreciation over the years. Nowadays, the scenario is totally different, and real estate is not so easily valued. To make good choices, a lot of market research is needed!
In addition, it is essential to take into account the couple's goals. Sometimes, due to social or family pressure, young couples end up buying a property right after the wedding just to please other people's desires.
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The importance of planning before buying a property
If the couple's goal is to actually buy a property, it is necessary, first of all, a good dose of planning. So don't even think about playing for the first proposal that comes your way! Do a lot of research before making any decisions.
Currently, the best way to acquire a property for two is to live on rent for a while while adding a larger amount to pay for the financing of a property of your own. The higher the entry fee, the lower the interest and the shorter the financing! So if this is the couple's goal, both should plan hard and maintain discipline.
It is also good to remember that at the beginning of life as a couple, a good deal of flexibility is important. What if an amazing job comes up in another city? Or a sensational exchange abroad? Or even more children than initially planned? So, waiting a few years before making this important decision may be the right choice to make. In addition, in some cases, it is possible to use the money accumulated in the FGTS to increase the value of the property's entry. And you will have more money in the Fund at 35 than at 25, will you?
The value of other goals for newlyweds
Another essential issue for newlyweds is the issue of other short and medium term joint goals. Letting go of enjoying life as a couple and enjoying the good times of the beginning of the relationship, focusing only on the acquisition of home ownership, can generate demotivation, frustration and a great deal of stress between the couple. In some cases, this can even put the relationship at risk.
Continuing to enjoy the good times together, leisure and care for each other is the recipe for maintaining unity and focus on the bigger goals. So be sure to give each other some good relaxed and enjoyable moments, like a weekend trip or dinner at that cool restaurant that is part of the couple's history. You don't have to give that up to get a home of your own. With calm and planning, you will get there!
Do you already know what typ
Source: Tajarat.com.pk
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