walmart layaway enables customers to select and set aside merchandise and make sequential payments to the company. Usually it is offered during the holiday season, where one is expected to pay a down payment and subsequent installments up to the total amount. It is also ideal for shoppers bearing no interest charges that would have come with the goods. The options that are offered by this retail store include the layaway facilities of some products like electronics, toys, and home appliances. After they have cleared the balance fully, customers are allowed to take their items home.