One of the biggest problems with senior living is the cost. Many seniors and their families worry about the cost and how they will be able to afford it all when they have to go to one. There may be a ton of benefits to going to a senior living facility, but it can be expensive and it is normal to worry about how you will pay for it or whether or not it is something that you could afford in the first place. There are a few options that you can use to help ease the financial burden, and the one you choose can depend on your  needs and what you have. Some include:

# Private pay funds; This is when you will pay for the senior living facility through your own personal assets or savings. Depending on your financial situation, you could use the funds from selling your home, stocks and bonds, health savings accounts, retirement accounts, or some other place where you get the money.

# Long-term care insurance: This is going to be insurance that will cover the cost of home health care and nursing home care. This option is going to provide a lot of coverage, but it can be expensive, You will need to consider getting a policy long before you need it to ensure that you can enjoy some of the coverage that you need.

# Medicaid: This is a federal and a state program that will offer some health coverage to those who have lower incomes. Some facilities, but not all of them, will take Medicaid and you can use that to help pay for some of the costs of living in one of these facilities. Each state is different with how this works though, so read up on it before relying on this to help.

# VA Aid: This is a program that will provide some help each month to vets and for their spouses who need some help with their ADLs. Veteran’s who are housebound could qualify for the benefit as well. You will need to check requirements first.

Whether you are looking for assisted living or a more hands-on medical care option, we have got you covered. We provide some of the best  assisted living near Simi Valley for you to enjoy, no matter how big or small the medical need is. Our friendly staff is here to provide you with the care, attention, and great activities that you need as you age, making you feel right at home from the moment you walk in the door. Contact us today to take a tour and to learn more about our services and our facility.