DeFi vs CeFi represent two distinct approaches to financial services. DeFi operates on blockchain technology, allowing peer-to-peer transactions without intermediaries, enhancing transparency and accessibility. In contrast, CeFi relies on centralized institutions, providing users with a familiar interface but potentially less control over assets. Each has its advantages: DeFi offers innovation and lower fees, while CeFi provides regulatory oversight and user-friendly platforms. Understanding these differences is crucial for choosing the right financial solutions in the evolving crypto landscape.