Apply loan against property is a secured borrowing option that allows individuals to leverage their property to meet financial needs such as education, business expansion, medical expenses, or debt consolidation. It offers lower interest rates compared to unsecured loans, along with flexible repayment terms, making it an attractive choice for borrowers.

Bank Name Loan Amount Interest Rate (per annum) Tenure Key Features
State Bank of India (SBI) ₹10 lakh to ₹7.5 crore 8.50% onwards Up to 15 years
Competitive interest rates, overdraft facility available
HDFC Bank ₹10 lakh to ₹5 crore 8.75% onwards Up to 15 years
Flexible repayment options, quick processing
ICICI Bank ₹5 lakh to ₹5 crore 8.90% onwards Up to 15 years
Balance transfer with top-up facility
Punjab National Bank (PNB) ₹1 lakh to ₹5 crore 8.95% onwards Up to 10 years
Minimal documentation, no hidden charges
Axis Bank ₹5 lakh to ₹5 crore 9.00% onwards Up to 20 years
Flexible tenure, easy top-up options
Bank of Baroda ₹5 lakh to ₹10 crore 8.65% onwards Up to 15 years
Special schemes for professionals
Kotak Mahindra Bank ₹10 lakh to ₹3 crore 8.90% onwards Up to 15 years
High loan-to-value ratio, flexible EMI options
Canara Bank ₹1 lakh to ₹5 crore 8.80% onwards Up to 10 years
Low processing fees, overdraft facility