Top Banks Offering Loan Against Property with Flexible Repayment Options
Apply loan against property is a secured borrowing option that allows individuals to leverage their property to meet financial needs such as education, business expansion, medical expenses, or debt consolidation. It offers lower interest rates compared to unsecured loans, along with flexible repayment terms, making it an attractive choice for borrowers.
| Bank Name | Loan Amount | Interest Rate (per annum) | Tenure | Key Features |
| State Bank of India (SBI) | ₹10 lakh to ₹7.5 crore | 8.50% onwards | Up to 15 years |
Competitive interest rates, overdraft facility available
|
| HDFC Bank | ₹10 lakh to ₹5 crore | 8.75% onwards | Up to 15 years |
Flexible repayment options, quick processing
|
| ICICI Bank | ₹5 lakh to ₹5 crore | 8.90% onwards | Up to 15 years |
Balance transfer with top-up facility
|
| Punjab National Bank (PNB) | ₹1 lakh to ₹5 crore | 8.95% onwards | Up to 10 years |
Minimal documentation, no hidden charges
|
| Axis Bank | ₹5 lakh to ₹5 crore | 9.00% onwards | Up to 20 years |
Flexible tenure, easy top-up options
|
| Bank of Baroda | ₹5 lakh to ₹10 crore | 8.65% onwards | Up to 15 years |
Special schemes for professionals
|
| Kotak Mahindra Bank | ₹10 lakh to ₹3 crore | 8.90% onwards | Up to 15 years |
High loan-to-value ratio, flexible EMI options
|
| Canara Bank | ₹1 lakh to ₹5 crore | 8.80% onwards | Up to 10 years |
Low processing fees, overdraft facility
|
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