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(4) Not every companies offer DRIPs. You'll probably still have to employ a broker anyway if you really, genuinely wish to invest for that favourite company of yours - or perhaps in companies which do not pay income.
In some states (such as Pennsylvania) is is prohibited for agents or brokers to perform BPOs. Yes many agents will do them. Either they miss they are illegal, or don't cure. But the Commonwealth of Pennsylvania has declared than a BPO can be a form of "valuation" and as such are only a qualified appraiser may do the work. Agents and brokers MAY NOT do BPOs legally.
They are available by the states Department of Housing and Urban Development and these homes are typical repossessed. This is a specific program which will help those are usually on lower incomes. Community workers like teachers, firefighters and information given priority for these properties.
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